What’s the Difference Between SSI and SSD?

by | Aug 22, 2023 | SSD Qualification

The Social Security Administration (SSA) provides two disability benefits programs through which individuals can receive assistance: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI or SSD). It is important to know what is the difference between SSI and SSDI so that you can apply to the program that best suits your needs.

Our team of skilled agents is ready to answer your questions and help walk you through the steps applying for either or both programs. We have also outlined the stark differences and aspects that define each program below.

Contact us today so that a team member can help take the stress out of applying for disability benefits. Need immediate assistance applying for disability benefits? Complete this FREE evaluation form. There are no upfront costs to work with us. We only receive a fee directly from the Social Security Administration if you win your disability case – no out-of-pocket expense for you!

What is Social Security Disability Insurance?

Social Security Disability Insurance, also known as SSD or SSDI, provides benefits to disabled or blind persons who have previous workers’ contributions to Social Security. These are the facts about SSDI.

  • You must meet Social Security’s disability criteria.
  • Benefits are based on earnings records. This can be yours, your spouse’s, or your parents’.
  • You must have the required amount of work credits.
  • No income or resource limit.
  • Provides benefits to eligible family members.
  • Other income does NOT affect benefits.
  • Where you live or who lives with you does NOT impact benefits.

What is Supplemental Security Income?

Supplemental Security Income, also referred to as SSI, is a program centered around providing assistance to individuals who have limited income and resources. The eligibility requirements include:

  • You must meet Social Security’s disability criteria
  • Benefits are based on need and financed by General Revenues.
  • You must have limited income AND resources.
  • No work credits are required.
  • No family benefits are offered.
  • The benefit amount is based on Federal and State laws.
  • Other income MAY impact benefits – you must report any income you receive.
  • Where you live or who lives with you MAY affect benefits – report all changes to the SSA.

Notable Differences Between SSDI and SSI

The main difference between SSDI and SSI is how individuals qualify:

SSDI is based upon a specific amount of work credits, which correlates to years working in a job that contributed Social Security taxes. These credits could be earned on your own accord, or based off a spouse’s or parent’s earnings.

SSI focuses on need-based assistance. For this reason, the qualifications are simply that you do not have access to income or resources, and that you are considered disabled.

When you contact our team, we can review with you how changes in income or living situations impact these types of benefits.

Contact Us For Assistance Applying for a Benefits Program

We know how difficult it can be to tread through the Social Security Disability application process. It is especially difficult when you are unsure which disability benefits program best suits your needs.

If you think you may qualify for one or both programs, contact us today. Our team of qualified and knowledgeable representatives will help walk you through the challenging process of applying for Social Security Disability benefits.

Do You Qualify for Social Security Disability Benefits?

    1. Do you expect to be out of work for at least 12 months?

    2. Did you earn taxable income for 5 of the last 10 years?

    3. Are you currently receiving disability benefits?

    4. Have you seen a doctor within the last 12 months?

    5. Are you currently working with a disability advocate?

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    Contact Us Via Email

    One or more of your responses indicate that you may not qualify for benefits. Please email us at info@disability-apply.com for further assistance.

    There is NO charge for exploring your options. Your disability advocate will only get paid if you receive benefits, and even then, it will never affect your future monthly amounts. You have nothing to lose and so much to gain!

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    GREAT. Your answers indicate that you're a good candidate for disability benefits! We'll need to get in touch with you to complete your official application, so please fill out the contact information below. ALL FIELDS ARE REQUIRED:

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    By submitting your request, you expressly consent Disability Apply or their third party partners to contact you by phone, text messaging, automated technology and/or email using the phone number or email address that you provided so we may assist you with your request for a free case evaluation. These partners may use an automatic telephone dialing system even if the number provided is a wireless line. Being contacted is not a condition or acceptance of services of any kind.

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