Are You Unable to Work and Make Money? View Your Options

by | Aug 22, 2023 | SSD Benefits

If you’re in a “can’t work need money” type difficult situation, you may feel your options are limited. You may not be sure where to turn to make money, especially if you’re not quite to retirement age.

Here is an option to consider: the Social Security Disability program, which pays you benefits if you can prove that you are unable to work and make money. Consider your options if you meet the following requirements.

Requirements to Apply for Social Security Disability

You must be able to prove that you are suffering from a totally disabling condition.

Disability is defined by SocialSecurity.Gov as the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment(s) which can be expected to last for a continuous period of more than 12 months.

Below is a list of impairments for each major body system that would qualify.

  • Musculoskeletal System
  • Special Senses and Speech
  • Respiratory Disorders
  • Cardiovascular System
  • Digestive System
  • Genitourinary Disorders
  • Hematological Disorders
  • Skin Disorders
  • Endocrine Disorders
  • Congenital Disorders that Affect Multiple Body Systems
  • Neurological Disorders
  • Mental Disorders
  • Cancer (Malignant Neoplastic Diseases)
  • Immune System Disorders

If your medical condition does not qualify you for immediate approval, you’ll need to prove that there is no job you can perform full-time. You may also be approved for disability if you can show that your condition will make you miss too much work.

What About Work Credits?

To qualify for Social Security disability benefits you must have held qualifying employment for a certain period of time. Qualifying employment means employment in which you paid into the Social Security System.

The Social Security Administration awards up to four work credits each year, based on your total yearly wages. The amount of credits needed depends on your age and change from year to year.

For example, someone who is 50 years old would need a total of 28 credits. Which means you must have worked and paid into Social Security for seven years.

Talk To Us About Your Options to Make Money While Unable to Work

We get it. It’s frustrating if you can’t work and need money! We also know that applying for disability benefits and understanding work credits can be difficult, especially because your age will impact the amount of work credits needed to qualify.

Still have questions about whether you would qualify for social security disability? Contact us today! We have experts ready to review your case and determine the best next steps moving forward. Let’s see if you qualify for Social Security benefits.

Do You Qualify for Social Security Disability Benefits?

    1. Do you expect to be out of work for at least 12 months?

    2. Did you earn taxable income for 5 of the last 10 years?

    3. Are you currently receiving disability benefits?

    4. Have you seen a doctor within the last 12 months?

    5. Are you currently working with a disability advocate?

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    Contact Us Via Email

    One or more of your responses indicate that you may not qualify for benefits. Please email us at for further assistance.

    There is NO charge for exploring your options. Your disability advocate will only get paid if you receive benefits, and even then, it will never affect your future monthly amounts. You have nothing to lose and so much to gain!

    Please explore our site until then by visiting the Home Page

    GREAT. Your answers indicate that you're a good candidate for disability benefits! We'll need to get in touch with you to complete your official application, so please fill out the contact information below. ALL FIELDS ARE REQUIRED:

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    By submitting your request, you expressly consent Disability Apply or their third party partners to contact you by phone, text messaging, automated technology and/or email using the phone number or email address that you provided so we may assist you with your request for a free case evaluation. These partners may use an automatic telephone dialing system even if the number provided is a wireless line. Being contacted is not a condition or acceptance of services of any kind.

    ***Please be patient. It can take up to 15 seconds to complete your submission.***

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