Can You and Your Spouse Receive Social Security Disability Benefits?

by | Aug 22, 2023 | SSD Benefits

Many people wonder: can a spouse and wife both receive Social Security Disability benefits? The answer is YES! If your spouse is receiving Social Security Disability benefits, you can receive benefits as well.

There are two programs where you can receive income from Social Security.

One program is SSDI, meaning you’ve paid FICA taxes for the required number of years. It does not matter if your spouse is also receiving benefits since SSDI is not based upon need, therefore there is no limit to the amount of income in the household.

The other program is SSI, which is a need-based program. It supplements your income when you aren’t making enough. Before an individual is approved for SSI, their spouse’s disability benefits must be taken into consideration. There is a maximum amount of income that a couple can receive on SSI.

How Can Both Spouses Receive Benefits?

The answer is simple. As long as both you and your spouse can meet the following requirements (each), you both can be eligible to receive Social Security Disability Benefits.

You will need medical evidence to show that you each meet the criteria under one of the SSA’s Impairment Listings. Evidence will often include: Medical records, treatment notes and outcomes, medical imaging scans, lab testing results, and other important information regarding abilities or prognosis.

If you do not meet the specific criteria in a listing, you may qualify based on a residual functional capacity assessment (RFC). This assessment determines your ability to work based on medical evidence, an evaluation by your doctor, and an evaluation from an SSA doctor. If the assessment shows you cannot work, you will likely qualify for benefits.

Your disability must prevent you from working for at least 12 months. And, you must each have enough work credits based on your age.

What About SSI?

Both spouses can be approved for SSI (Supplemental Income) as long as they are disabled and the household income meets Social Security requirements.

Because SSI is a need-based program, only those with extremely low incomes and few assets will qualify for benefits.

Unlike SSDI, which only looks at an individual ‘s earned income, SSI considers almost any income that comes into your household. This would include your spouse’s SSDI or SSI payments. If both spouses are on SSI, each will get a reduced amount because there is an SSI limit for spouses living together.

Depending on the situation, you could even lose your current SSI benefits if your spouse receives SSDI. The additional income could put your over the cut-off point for SSI.

Contact Us Today for Assistance!

If you need help filing for disability, you can speak with one of our disability experts when you contact us today. Let us lead you step by step and answer any questions you may have about whether you and your spouse can both receive Social Security Disability benefits.

Do You Qualify for Social Security Disability Benefits?

    1. Do you expect to be out of work for at least 12 months?

    2. Did you earn taxable income for 5 of the last 10 years?

    3. Are you currently receiving disability benefits?

    4. Have you seen a doctor within the last 12 months?

    5. Are you currently working with a disability advocate?

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    Contact Us Via Email

    One or more of your responses indicate that you may not qualify for benefits. Please email us at for further assistance.

    There is NO charge for exploring your options. Your disability advocate will only get paid if you receive benefits, and even then, it will never affect your future monthly amounts. You have nothing to lose and so much to gain!

    Please explore our site until then by visiting the Home Page

    GREAT. Your answers indicate that you're a good candidate for disability benefits! We'll need to get in touch with you to complete your official application, so please fill out the contact information below. ALL FIELDS ARE REQUIRED:

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    By submitting your request, you expressly consent Disability Apply or their third party partners to contact you by phone, text messaging, automated technology and/or email using the phone number or email address that you provided so we may assist you with your request for a free case evaluation. These partners may use an automatic telephone dialing system even if the number provided is a wireless line. Being contacted is not a condition or acceptance of services of any kind.

    ***Please be patient. It can take up to 15 seconds to complete your submission.***

    Get The Benefits You Deserve!


    No Out-Of-Pocket Cost


    File For Maximum Benefits


    Significantly Increase The Chance Of Approval