Can You Apply for Disability Benefits If Hurt Outside of Work?

by | Aug 22, 2023 | SSD Benefits

We often hear from individuals that ask us, “can I get disability if I got hurt outside of work?” We certainly understand your position if concerned about the possibility of losing your job due to an injury outside of work.

When you are injured during a non-work related incident, you will not be eligible for workers’ compensation benefits. However, if you find yourself injured and unable to perform the same level of work you did before, then you may qualify for Social Security Disability benefits.

Need immediate assistance applying for disability benefits? Complete this brief questionnaire for a free evaluation!

Difference Between Workers’ Comp and SSD Benefits

Workers’ compensation benefits are provided to you when you are injured at work. As required by most state laws, employers are required to carry workers’ compensation to cover injured employees.

Workers’ compensation is considered temporary disability benefits that are paid until your condition becomes permanent and stationary. This varies greatly from Social Security Disability benefits, which are long-term benefits that require a permanent or semi-permanent disability.

Do I Qualify For Social Security Disability Benefits?

Social Security Disability benefits are awarded to individuals who are considered disabled by the Social Security Administration (SSA) guidelines. The SSA defines a disability as a condition that:

  • Limits your ability to perform substantial gainful activity (SGA);
  • Has lasted, or is expected to last, for a continuous period of at least 12 months.

There are two types of benefits that you may qualify for in the event of experiencing a disabling, non-work injury: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

While both require that you meet the minimum definition of disability, there are important differences between the two types of disability benefits. The main difference is how individuals qualify:


  • Requires enough earned work credits in the last 10 years;
  • Based on your work history and amount.

SSDI is based on a specific amount of work credits, which correlates to years you spent working in a job that contributed Social Security taxes. These credits could be earned on your own accord, or they could be based on the earnings of a spouse or parent.


  • Strictly need-based program;
  • Requires you to have less than $2,000 in assets and extremely limited income.

Because SSI is centered on needs-based assistance, the qualifications for disability are related to situations where an individual does not have access to income or resources.

Find Help Applying for Disability Benefits

If you were recently hurt outside of work and want to know more about whether you qualify for disability benefits, then you have come to the right place. We will help you on your quest to find support through Social Security Disability benefits.

Our team takes the difficulty out of the application process by doing the hard part for you. We have the patience, skill, and experience to help you apply for benefits and set you on the path to approval.

To get started, complete this free evaluation form or contact us to discuss your situation and start the process!

Do You Qualify for Social Security Disability Benefits?

    1. Do you expect to be out of work for at least 12 months?

    2. Did you earn taxable income for 5 of the last 10 years?

    3. Are you currently receiving disability benefits?

    4. Have you seen a doctor within the last 12 months?

    5. Are you currently working with a disability advocate?

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    Contact Us Via Email

    One or more of your responses indicate that you may not qualify for benefits. Please email us at for further assistance.

    There is NO charge for exploring your options. Your disability advocate will only get paid if you receive benefits, and even then, it will never affect your future monthly amounts. You have nothing to lose and so much to gain!

    Please explore our site until then by visiting the Home Page

    GREAT. Your answers indicate that you're a good candidate for disability benefits! We'll need to get in touch with you to complete your official application, so please fill out the contact information below. ALL FIELDS ARE REQUIRED:

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

    Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption.

    By submitting your request, you expressly consent Disability Apply or their third party partners to contact you by phone, text messaging, automated technology and/or email using the phone number or email address that you provided so we may assist you with your request for a free case evaluation. These partners may use an automatic telephone dialing system even if the number provided is a wireless line. Being contacted is not a condition or acceptance of services of any kind.

    ***Please be patient. It can take up to 15 seconds to complete your submission.***

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