Are There Any Penalties for Receiving Disability Benefits?

by | Aug 22, 2023 | SSD Benefits

If you or a family member is collecting Social Security Disability benefits, you may find yourself seeking information about the future of your benefits. There are no Social Security Disability penalties. However, you must keep the Social Security Administration (SSA) notified if there are any major changes in the following areas:

  • If you work while receiving benefits
  • If you receive other disability benefits
  • If you move
  • If your direct deposit account changes
  • If you get married or divorced
  • If you change your name
  • If you become a parent
  • If you are convicted of a crime
  • If you leave the United States for more than 30 days

Social Security Disability (SSD) benefits differ from benefits provided by private plans or other government agencies.

The SSA defines Social Security Disability benefits under these strict guidelines:

  • Not working or making less than $1,200 a month.
  • Your condition limits your ability to do basic work for at least 12 months.
  • Your condition is found on the list of disabling conditions.
  • You must not be able to do the work you previously did, or any other type of work.

Major life changes may impact these benefits but not necessarily diminish them altogether. That is why it is extremely important to contact the SSA upon any major life changes.

How To Contact the SSA To Notify of Any Major Life Changes

The Social Security Administration can be contacted either via phone, email, mail, or in person.

  • Phone (toll-free): 1-800-772-1213
  • Email: fill out this online form
  • In-office: find the nearest location with the office locator
  • Mail: Social Security Administration
    Office of Public Inquiries and Communications Support
    1100 West High Rise
    6401 Security Blvd.
    Baltimore, MD 21235

Social Security Disability Penalties for Not Updating the SSA

While there are no penalties for individuals receiving Social Security Disability (SSD) benefits, penalties do exist for individuals who knowingly withhold information from the Social Security Administration or withhold information about major life changes in regards to the benefits guidelines.

This is categorized as Disability Fraud. Disability Fraud is identified by cases where a recipient performs any of these actions:

  • Falsifies a medical condition
  • Falsifies facts about income and assets
  • Hides critical information
  • Falsifies wages

Withholding or falsifying information regarding any of these four areas can be classified as Disability Fraud and can result in severe consequences through a zero tolerance fraud policy.

This situation captures why it is best to maintain honest contact with the Social Security Administration when there are any major changes in the previously listed areas.

Questions About Disability Penalties? We Can Help!

For more information and to speak with a qualified professional about your benefits, contact us today. We can assist you and answer any questions you may have about your situation and how to avoid penalties for receiving Social Security Disability benefits.

A simple referral to your co-worker, friend, or loved one in need can make the difference between being safe and cared for during a difficult time and added stress and turmoil. We are here to make your life as easy and stress-free as possible. We have answers to all of your Social Security Disability questions and are here to help you every step of the way.

Do You Qualify for Social Security Disability Benefits?

    1. Do you expect to be out of work for at least 12 months?

    2. Did you earn taxable income for 5 of the last 10 years?

    3. Are you currently receiving disability benefits?

    4. Have you seen a doctor within the last 12 months?

    5. Are you currently working with a disability advocate?

    Please be aware that SSDI and Unemployment are different. This information is for SSDI and NOT Unemployment.

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